James Gutierrez has made a very successful career of helping the people from the area he grew up. He has helped his community have access to better financing tools. James has a pervasive background in creating innovative products that cater to the traditionally underbanked people. He has always been guided by firm principles and also a drive to help other people. The innate driving forces have always led him to achieve success in his career.

James Gutierrez has always referred to himself as a social businessman and is unique in what he started. He is the founder of Progreso Financiero. He continued to grow in his career by establishing Insikt in the mid of 2012. The financial partner was meant to offer financial services to various underrepresented individuals.

James was raised in Los Angeles by immigrants. He has always wanted to carry a torch that would light up the way for the underprivileged in society. He has specifically helped build wealth and address the major problems affecting the immigrants, Latinos, Mexicans, and other people who are underprivileged in society. As of today, Aura has helped raise over $800 million in loans for the migrant and immigrant communities.

James Gutierrez has always felt that his client’s moral collateral is more than the financial collateral. That is the idea and belief that helped him establish Progreso Financiero. With his new venture, Insikt, James helped expand the model used with Progreso Financiero towards bringing banking to where people were. His beliefs in building trust through a face-to-face meeting have helped him reach the downtrodden in society. One cannot build a credit score unless someone else gives them credit. James has always focused on people who have zero credit scores. His many years in the field have taught him how to help the people who have ideas but no initial capital to start businesses.

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