James Gutierrez is a venture capital investor, businessman, and philanthropist. He is seeking to help the less fortunate. They include the underserved, underbanked, and Hispanic communities in the country. James Gutierrez wants to change the lending industry, and give financial opportunities to these marginalized groups. He shared his motivations, his vision for an inclusive banking industry, and his future.

James Gutierrez’s companies, Aura and Oportun, have achieved many changes for the underprivileged. However, he wants more changes to the economic system to deal with its failures. Gutierrez involved with lower-income groups feels like the right person to serve them. He plans to build and invest in new companies to serve these groups.

James Gutierrez (https://angel.co/u/jamesgutierrez) is passionate about public policy and has his two companies recognized as CDFI. With this recognition, he hopes he can give new ideas to both at the level of his state and the country. He also wants to support that work in the interest of low-income in the country. This he thinks will help them to achieve their American Dream. Companies and investors serving these low-income groups can help. They can bring about the needed changes. And a lower tax rate can help them.

James Gutierrez feels that companies’ lower tax rates will help. When people buy their stock at a lower tax it will influence company policy towards the low income. James Gutierrez plans to continue helping to build the financial health of low-income groups. Aura has started Luna as a virtual platform for his business. That has doubled the number of loan applications. The company is making its service mobile. It is starting to provide easier access points and interface. This is an effort to make its technology user friendly for customers.

James Gutierrez has influenced the shape of financial services to underserved communities. He has balanced experience and says his ideas can be useful in public office. He thinks he can and wants to serve his community.