James Gutierrez is a social entrepreneur and financial technology expert whose focus is on innovative financial technology services. Throughout his career, he has remained committed to helping the underprivileged gain access to advanced financial tools. James has an extensive professional journey in coming up with innovative lending products to provide financial technology for the traditional underbanked communities. Additionally, James Gutierrez serves on Boards for various social justice organizations and uses his expertise to propose multiple social justice initiatives. The entrepreneur has devoted his professional technology to help others through unwavering principles and compassion.
James’s financial career is unique in that he started by founding his own business about 15 years ago. After attaining his undergraduate degree from Stanford University, James began Progreso Financiero, a bold step for an inexperienced entrepreneur. The company now called Opportun provides microloans for traditionally underbanked families. Oportun is a huge success financially and with Gutierrez’s vision of helping the underbanked communities get top financial products. The company has served more than 1.8 million individuals with access to affordable loans since its inception. It has also helped over 870,000 people establish their credit history for long-term opportunities for economic growth.
In 2012, James Gutierrez founded Insikit, another lending company that brought banking to the people. Insikit is a 4.4 million venture capital fund that expanded the model applied by Progreso Financiero. Through physical expansion, Insikit sought to build trust and educate the people on building credit by accessing the company’s loans.
Currently, James Gutierrez is working on developing another innovative product in inclusive fintech technology. The platform will provide insurance and banking services for underbanked individuals. Through the use of intuitive technology and streamlined application processes, the product will be a one-stop-shop platform. Consumers will enjoy direct access to financial planning tools, financial products, and educational resources. James Gutierrez says that the comprehensive approach will help the underserved population have much more control over the economic future on a long-term basis through tech-based innovation.
Follow James via Twitter: http://Twitter.com/1JamesGutierrez